Site disclaimer and user notice

Important notice

The content on senviaret is for information only.

We do not provide financial advisory, professional services, or guarantee outcomes.

By using our website, you acknowledge that all materials are provided for general informational purposes about budget planning and financial skills. The information may not apply to your individual circumstances and should not be used as a replacement for personal consultation with a qualified specialist. Results may vary.

General guidance only

senviaret's content is based on publicly available and reliable sources, but does not offer specific personal advice. We recommend consulting with Australian professionals before acting on any information. You remain responsible for any financial decisions made based on our content.

Limitations of responsibility

While every effort is made to ensure accurate, up-to-date information, senviaret cannot guarantee its completeness in every case.

senviaret shall not be responsible for consequences resulting from the use, misuse, or interpretation of information on this site.
Accessing or using our materials does not create a client relationship or obligation to provide services.
We are not liable for content changes or removal, website interruptions, or loss of access.
Results may vary according to your personal financial circumstances and actions taken.

Content accuracy statement

senviaret strives to maintain materials that are correct and timely, aligned with Australian standards. However, some errors or updates may occur. The information provided should be verified independently before acting.

We recommend checking primary sources and seeking independent confirmation.

No financial or legal advice

All content on senviaret is general in nature. It is not intended as legal, financial, or professional advice for specific situations. Consult a qualified professional for personal recommendations.

External links policy

Our website may include links for your convenience. We are not responsible for external content, availability, or actions of third-party sites. Use external sites at your own discretion.

Disclaimer on outcomes and results

Individual results may differ based on unique personal choices, needs, and market changes. We cannot guarantee outcomes.

Variation in outcomes warning

Not every user will experience the same result. Budgeting outcomes depend on many factors, including effort and external influences.

Financial terms and transparency

All financial terminology is used for informational purposes only, reflecting typical local guidelines.

Australian guidance on annual percentage rates (APR) and repayment schedules is noted where relevant.
We always highlight common local fees or terms so users are aware of practical expectations.
Content does not substitute for in-person financial advice or formal credit discussions.

Governing law and jurisdiction

senviaret content is intended for use by Australian residents only.

The use of this site is governed by the laws of Australia. Any disputes must be handled as per local Australian regulations.

Australian law applies to all terms, usage, and disclaimers detailed on this website.

Users must adhere to applicable Australian regulations when engaging with our content.

Indemnification

You agree to indemnify senviaret and its representatives from any claim arising out of site use or reliance on content.

Severability

If any provision is found invalid, the rest of this disclaimer remains fully enforceable.

Modification

This disclaimer may be updated at our discretion. Continued site use confirms consent to changes.

Contact us

For all disclaimer questions, use the details below to contact our team.

Contact email: content@senviaret.com

Contact phone: +61-3-1045-1803

Contact address: 34 Welshpool Road, Welshpool, WA 6106 Australia

Effective from date: October 16, 2025

Last updated on: October 16, 2025